www.aaby.ap.gov.in How to search for Aam Aadmi Bima Yojana Policy and Claim Status online

Aam Aadmi Bima Yojana Scheme :

‘The Aam Aadmi Bima Yojana’(AABY), India’s Government,  Group Insurance scheme which is  implementing in the  Andhra Pradesh state  through Department of the rural development for the benefit of 38.00 lakh rural landless agricultural laborers from 31st March, 2008 and 17.67 lakhs members are covered with the funds from MGNREGS upto 31.03.2013. Thus a total of 56.67 lakh members are covered under the scheme in the year 2012-13


Website http://www.aaby.ap.gov.in/

Premium :
Under this initiative group insurance scheme, for a premium of Rs.320 per member, is shared by the Government of India and the Andhra Pradesh State Government on 50 :50 basis. LIC of India has enhanced the premium from Rs. 200 to Rs. 320 each member from 1st April, 2010 due to high and adverse claim ratio which  reported for the year 2008-09 and 2009-10 in the State under this scheme.




The Life Insurance Corporation of India (LIC) avails the  insurance cover of Rs.30,000 for natural death, Rs.75,000 for accidental death, Rs. 37500/- for permanent partial disability and Rs. 75000/- for permanent total disability due to an  accident. A free add-on scholarship benefit for the children of the members of AABY is giving under this scheme. A scholarship scheme at the rate of Rs. 100/- each month will be given to maximum two children and who are belongs to minority and studying between class 9th to 12th. This scholarship, hence, is payable half yearly – on 1st July and on Ist January, each year.

All the enrolled members details digitized and developed web based monitoring system for providing quick and quality services to the enrolled members in a transparent effective manner.

You may Search Here for this scheme and claim status http://www.aaby.ap.gov.in/PolClaimSearch.aspx

Know More About Dr. Y.S.R. Abhaya Hastham Scheme :
The Scheme has been started from 1st November 2009. And it was launched by the then Hon’ble Chief Minster at a state level function held at Chevella, Rangareddy district on 1st November 2009.

The “Andhra Pradesh state Self Help Groups  Women Co-contributory Pension Act, 2009” has been passed by both houses of the legislature.


Objective and purpose :


This pension scheme eagerly providing the income security to the SHG women who are those who are 60 years and above. It shows that a member would contribute Re.1/- per day per member and Government of Andhra Pradesh (GoAP) would also contribute Re.1/- for each day contributing member and GoAP would make a minimum pension of Rs.500/- per month to every SHG member aged above 60 years.

In addition to the pensions for the women, the members are covered under Janashree Bima Yojana (JBY) insurance scheme, giving them numbers of  benefits of Pensions, Insurance cover and Study Scholarship under Shiksha Sahyog Yojana.


Eligibility Criteria :
1.  The Indira Kranthi Patham is  recognized SHG women, from the rural and urban areas n the state.
2.  It should be a currently active SHG member and has been a member for atleast for one  year (SHG member by 1/06/2009) subsequently the age has been limited to the member and not exceeded to 50 years.
3.  An applicant must holding the White Ration card.
4. The SHG should be recommend the case of the member and certifies the age of the member through a resolution scheme.


Facilities :
Each and every member will become eligible for minimum monthly pension that is  Rs. 500 or above, subject to fulfillment of conditions to be prescribed, on exceeding the 60 years of age, depending on the number of years of contribution and quantity of contribution made by the member itself.


All those women between 18 to 59 years would be eligible for life insurance cover up to :
a. A sum of Rs. 30,000 will be given in the case of natural death
b.  Accidental death of Rs. 75,000
c.  Permanent Disability of Rs. 75,000
d.  For Partial Disability of Rs. 37,500


The Scholarship scheme of Rs. 1200 per year for their children, who are studying in class 9th, 10th in  intermediate and Industrial Technical Institute (ITI).

Those members who are already having the scholarships for their children from LIC under any other scheme would not be liable to get this scholarship scheme.

On the sudden death of the subscriber during the contributory phase who is (less than 60 years), the available contributions of the subscriber and the government’s co-contribution along with accrued earnings on such contributions shall be automatically  transferred to the nominee of the subscriber. And also the insurance benefit will be transferred to the nominee itself.

On the death of the member during the pension period the  payout phase (60+ years), the available contributions of the subscriber and the government’s co-contribution along with accrued earnings shall be transferred to the nominee of the subscriber.

If you need more details regarding it then youmay visit this link which is given below:



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